When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
Select Affirm at checkout, then enter a few pieces of info for a real-time decision. Get a real time credit decision
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
With Affirm, you always know exactly what you'll owe and when you'll be
done paying.
Affirm tells you up front the total amount you’ll pay. That number will never go up.
You choose the payment schedule that works for you.
Affirm won’t charge you late fees or penalties of any kind, ever.
*Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your
rate will be 0–31.99% APR (where available and subject to provincial regulatory
limitations). APR offered is based on creditworthiness and subject to an
eligibility check. Not all customers will be eligible for 0% APR. Payment
options depend on your purchase amount, may vary by merchant, and may not be
available in all provinces/territories. Actual payment option terms will be
shown at checkout. A down payment (or a payment due today) may be required.
Affirm accepts debit cards and PAD as forms of repayment on payment options.
Select payment options may be eligible for repayment in the form of credit
cards. Please review the terms and conditions of your credit card when using it
as a form of repayment. Sample payment options may be: a $800 purchase could be
split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free
payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.
Yes! There's no penelty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No checking your eligibility won't affect your credit score.
Yes you can return an item you bought with Affirm by initiating the return process with the store.
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
You can visit their website at affirm.com.